{"id":453,"date":"2026-05-06T08:16:00","date_gmt":"2026-05-06T06:16:00","guid":{"rendered":"https:\/\/universcapital.net\/?page_id=453"},"modified":"2026-05-19T18:13:51","modified_gmt":"2026-05-19T16:13:51","slug":"faq","status":"publish","type":"page","link":"https:\/\/www.universcapital.de\/en\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-most6sc0-df862d16fcee05a081cc52c1d6fcc324\">\n.avia-section.av-most6sc0-df862d16fcee05a081cc52c1d6fcc324{\nbackground-color:#000000;\nbackground:linear-gradient( to right, #000000, #4d6dd9 );\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-most6sc0-df862d16fcee05a081cc52c1d6fcc324 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  wenigermaxbreite avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-453'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-7dtq-17ef4a8de2369d0ca58bb8c91652e87b av_one_full  avia-builder-el-1  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-motnys0o-be4e9dcd53cbe8cf53b562dc5b4d3d2c\">\n#top .av-special-heading.av-motnys0o-be4e9dcd53cbe8cf53b562dc5b4d3d2c{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-motnys0o-be4e9dcd53cbe8cf53b562dc5b4d3d2c .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-motnys0o-be4e9dcd53cbe8cf53b562dc5b4d3d2c .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-motnys0o-be4e9dcd53cbe8cf53b562dc5b4d3d2c .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-motnys0o-be4e9dcd53cbe8cf53b562dc5b4d3d2c av-special-heading-h1 custom-color-heading blockquote modern-quote  avia-builder-el-2  el_before_av_textblock  avia-builder-el-first '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >FAQ<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-motny5u3-8228f5bee5e4d0a5dd4b81d2d78b4c5f\">\n#top .av_textblock_section.av-motny5u3-8228f5bee5e4d0a5dd4b81d2d78b4c5f .avia_textblock{\ncolor:#ffffff;\n}\n<\/style>\n<section  class='av_textblock_section av-motny5u3-8228f5bee5e4d0a5dd4b81d2d78b4c5f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p class=\"font_8\">Here you will find answers to the most frequently asked questions about our financial products and our digital investment platform.<\/p>\n<p class=\"font_8\">Please note that many questions about investing can depend on individual goals, experience, or assessments. If your question isn&#8217;t answered here or you would like to discuss it personally, please feel free to contact us at any time \u2013 we&#8217;ll be happy to help and guide you through the entire investment process.<\/p>\n<\/div><\/section><\/p><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='av_section_2'  class='avia-section av-p60lk-675c1d541d638856af6829fea3e3be74 main_color avia-section-default avia-no-border-styling  avia-builder-el-4  el_after_av_section  el_before_av_section  wenigermaxbreite avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-453'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-kwtxs-6e64a13c72ffc411f221ef4318eaecb5 av_one_full  avia-builder-el-5  el_before_av_one_full  avia-builder-el-first  first flex_column_div  '     ><p><section  class='av_textblock_section av-motofiwe-7a4702e65b4ed0292e5980e6a43053d9 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>General information about the platform and how it works<\/p>\n<\/div><\/section><br \/>\n<div  class='togglecontainer av-motoef5y-23c6ef5d037bf2ba8b83c3d85e18ddec  avia-builder-el-7  el_after_av_textblock  avia-builder-el-last  toggle_close_all'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/FAQPage\" >\n<section class='av_toggle_section av-motodl62-4ab6ffde044806b9d9d355e441eed46d'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-1' data-fake-id='#toggle-id-1' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-1' data-slide-speed=\"200\" data-title=\"Who is UNIVERS Capital?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Who is UNIVERS Capital?\" data-aria_expanded=\"Click to collapse: Who is UNIVERS Capital?\">Who is UNIVERS Capital?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' aria-labelledby='toggle-toggle-id-1' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><p id=\"vxkok4928\" class=\"YMy29 BvoU5\" data-pm-slice=\"1 1 &#091;&#093;\">UNIVERS Capital is a subsidiary of the pan-European MIMCO Group, an investment and project development company based in Berlin, Luxembourg, and Paris. UNIVERS Capital was founded so that our investors in Germany can also benefit from all MIMCO investment opportunities. UNIVERS places its proprietary financial products on the UNIVERS investment platform, which grants investors in Germany unrestricted access to MIMCO&#8217;s proprietary products.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-motoe4wo-1da90111787701179b9c902fcd8c4be9'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-2' data-fake-id='#toggle-id-2' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-2' data-slide-speed=\"200\" data-title=\"Who is behind UNIVERS Capital?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Who is behind UNIVERS Capital?\" data-aria_expanded=\"Click to collapse: Who is behind UNIVERS Capital?\">Who is behind UNIVERS Capital?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' aria-labelledby='toggle-toggle-id-2' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><p id=\"st1ba6014\" class=\"YMy29 BvoU5\" data-pm-slice=\"1 1 &#091;&#093;\"><span data-hook=\"foreground-color\">UNIVERS Capital is backed by the financially strong MIMCO Group with a current investment volume of more than \u20ac1 billion, historically \u20ac7.3 billion, which is attributable to JURAG AG from Switzerland, among others. The company is managed by founders Bernd von Manteuffel and Christophe Nadal, surrounded by an experienced team of financial and property experts, investment professionals and entrepreneurs. This team impresses with extensive market knowledge and a strong, broad network.<\/span><\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movaxjgb-349a3cc47a39fc976708894563f63a7e'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-3' data-fake-id='#toggle-id-3' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-3' data-slide-speed=\"200\" data-title=\"What advantages do UNIVERS investors have?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What advantages do UNIVERS investors have?\" data-aria_expanded=\"Click to collapse: What advantages do UNIVERS investors have?\">What advantages do UNIVERS investors have?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-3' aria-labelledby='toggle-toggle-id-3' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"2381adb0-f976-45e6-8c1d-9e63f8448adc-item-content-6\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"2381adb0-f976-45e6-8c1d-9e63f8448adc\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-onoma4682\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">UNIVERS Capital was founded to issue high-yield bonds for investors in Germany and to make them available through an investment platform. UNIVERS Capital&#8217;s product offerings are regulated by BaFin and subject to German law. The platform enables investors to invest in various real estate bonds, in compliance with strictly controlled German regulations to protect our investors.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movb8kla-b4b5917087a1685ddef8d26086cae638'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-4' data-fake-id='#toggle-id-4' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-4' data-slide-speed=\"200\" data-title=\"What types of financial products are offered?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What types of financial products are offered?\" data-aria_expanded=\"Click to collapse: What types of financial products are offered?\">What types of financial products are offered?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-4' aria-labelledby='toggle-toggle-id-4' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"ed199f9a-1b64-42c1-bf6d-55677d0d8312-item-content-7\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"ed199f9a-1b64-42c1-bf6d-55677d0d8312\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-xp29f6533\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">The UNIVERS platform offers bonds, private placements and club deals, each of which is issued for selected projects. Investors receive comprehensive information on the individual projects and can select their investment in a targeted manner.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movb8yr7-1dbd2bf1b2a1b3fa73ebee069672d5d4'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-5' data-fake-id='#toggle-id-5' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-5' data-slide-speed=\"200\" data-title=\"What is special about the UNIVERS platform? How does it differ from other financial platforms?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What is special about the UNIVERS platform? How does it differ from other financial platforms?\" data-aria_expanded=\"Click to collapse: What is special about the UNIVERS platform? How does it differ from other financial platforms?\">What is special about the UNIVERS platform? How does it differ from other financial platforms?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-5' aria-labelledby='toggle-toggle-id-5' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"34c9a6fd-de5a-4bac-9293-a07332a1662d-item-content-8\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"34c9a6fd-de5a-4bac-9293-a07332a1662d\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-mdg3r4772\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">The UNIVERS platform only offers financial products for its own projects. This creates a high degree of identity of interest with the investors and complete control over the investment products with a high degree of transparency and security at every stage.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movb9f2u-83fecd17516c78a3718b44416c601eb6'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-6' data-fake-id='#toggle-id-6' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-6' data-slide-speed=\"200\" data-title=\"What role does UNIVERS Capital play in the investment process?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What role does UNIVERS Capital play in the investment process?\" data-aria_expanded=\"Click to collapse: What role does UNIVERS Capital play in the investment process?\">What role does UNIVERS Capital play in the investment process?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-6' aria-labelledby='toggle-toggle-id-6' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"46d0bf52-41a7-4397-8df7-4b95a221f60d-item-content-9\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"46d0bf52-41a7-4397-8df7-4b95a221f60d\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-5w03m4830\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">UNIVERS Capital acts as a financial investment platform between our own project developments and investors. Through the platform, investors invest indirectly in the various projects and receive attractive interest in return.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movb9v4l-73a67cd1e36eee8110e3917e13b37df9'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-7' data-fake-id='#toggle-id-7' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-7' data-slide-speed=\"200\" data-title=\"How are the projects selected and reviewed?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How are the projects selected and reviewed?\" data-aria_expanded=\"Click to collapse: How are the projects selected and reviewed?\">How are the projects selected and reviewed?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-7' aria-labelledby='toggle-toggle-id-7' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"50affd4c-bf09-4fb3-b381-d1db7fc5a78d-item-content-10\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"50affd4c-bf09-4fb3-b381-d1db7fc5a78d\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-nkwuv4892\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Each project undergoes a comprehensive due diligence process in which the location, profitability and legal aspects are carefully scrutinised to ensure the quality and security of the investment. We bring in external experts, including HypZert-certified valuers, renowned auditing firms such as Baker Tilly and specialised law firms such as K&amp;L Gates, to provide support and review.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movba9cc-2a5f8f4698240ab3e7ef71d7a2e2ca18'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-8' data-fake-id='#toggle-id-8' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-8' data-slide-speed=\"200\" data-title=\"Who is UNIVERS Capital suitable for?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Who is UNIVERS Capital suitable for?\" data-aria_expanded=\"Click to collapse: Who is UNIVERS Capital suitable for?\">Who is UNIVERS Capital suitable for?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-8' aria-labelledby='toggle-toggle-id-8' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"a8ee5d7c-c422-417e-b403-f6a808797efa-item-content-11\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"a8ee5d7c-c422-417e-b403-f6a808797efa\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-6c20g6132\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">For everyone. Private investors, in particular, appreciate the opportunity to invest in fixed-income securities in a smart, simple, and digital way. Semi-professional investors, family offices, and institutional investors benefit from the professional and efficient investment opportunities offered through private placements and club deals.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movbas1c-1dc8dbed20a0117d8cdf229a30663490'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-9' data-fake-id='#toggle-id-9' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-9' data-slide-speed=\"200\" data-title=\"Who is a UNIVERS Capital bond suitable for?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Who is a UNIVERS Capital bond suitable for?\" data-aria_expanded=\"Click to collapse: Who is a UNIVERS Capital bond suitable for?\">Who is a UNIVERS Capital bond suitable for?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-9' aria-labelledby='toggle-toggle-id-9' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>Our bonds are ideal for investors who do not want to tie up their capital for the long term and prefer a short investment horizon, yet still expect attractive, stable interest rates.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movbb6re-f54a4e437c03ac38e091f79ea568862c'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-10' data-fake-id='#toggle-id-10' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-10' data-slide-speed=\"200\" data-title=\"How long am I invested?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How long am I invested?\" data-aria_expanded=\"Click to collapse: How long am I invested?\">How long am I invested?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-10' aria-labelledby='toggle-toggle-id-10' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"bd576b30-650a-46fa-837d-785b64d02043-item-content-13\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"bd576b30-650a-46fa-837d-785b64d02043\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-rc6dp6246\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">The term of our bonds is typically between 1 and 3 years. For more detailed information, please refer to the product descriptions of the respective offers.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movbblsl-e2be5d90f5f2c897be6efe845d482823'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-11' data-fake-id='#toggle-id-11' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-11' data-slide-speed=\"200\" data-title=\"What are private placements and club deals, and how do they differ from other forms of investment?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What are private placements and club deals, and how do they differ from other forms of investment?\" data-aria_expanded=\"Click to collapse: What are private placements and club deals, and how do they differ from other forms of investment?\">What are private placements and club deals, and how do they differ from other forms of investment?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-11' aria-labelledby='toggle-toggle-id-11' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"8f5e6399-fa14-455f-be9e-9c2e012e4739-item-content-14\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"8f5e6399-fa14-455f-be9e-9c2e012e4739\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-s8e836034\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Private placements and club deals are joint investments by a group of up to 20 investors, or investments with larger amounts starting at \u20ac50,000. These formats enable larger projects to be realized and risks to be better distributed.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movbc19t-361f676d5259abb6a6d8c696def4c409'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-12' data-fake-id='#toggle-id-12' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-12' data-slide-speed=\"200\" data-title=\"Can I also invest as a corporation, GmbH, AG or holding company?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Can I also invest as a corporation, GmbH, AG or holding company?\" data-aria_expanded=\"Click to collapse: Can I also invest as a corporation, GmbH, AG or holding company?\">Can I also invest as a corporation, GmbH, AG or holding company?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-12' aria-labelledby='toggle-toggle-id-12' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"77a97ad0-6497-4cde-ac8e-7c416dc25e4d-item-content-15\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"77a97ad0-6497-4cde-ac8e-7c416dc25e4d\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-tk8g55075\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Yes, investments are possible with us in any legal form, whether as a corporation, GmbH, AG, holding company or other company forms.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movbciaz-cb67750cb52be1b4cc9e3d4ab2615d93'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-13' data-fake-id='#toggle-id-13' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-13' data-slide-speed=\"200\" data-title=\"Can foreign investors also invest?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Can foreign investors also invest?\" data-aria_expanded=\"Click to collapse: Can foreign investors also invest?\">Can foreign investors also invest?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-13' aria-labelledby='toggle-toggle-id-13' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"bc2ff28a-bc00-4b88-9ad4-1ac1e702d91b-item-content-16\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"bc2ff28a-bc00-4b88-9ad4-1ac1e702d91b\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-2wxca6228\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Yes, foreign investors can subscribe provided they meet the legal requirements and the anti-money laundering regulations under applicable European law.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movbcz8h-135e14282719a0eab429d2134a3a6ea7'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-14' data-fake-id='#toggle-id-14' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-14' data-slide-speed=\"200\" data-title=\"Can I invest jointly with partners or in a GbR?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Can I invest jointly with partners or in a GbR?\" data-aria_expanded=\"Click to collapse: Can I invest jointly with partners or in a GbR?\">Can I invest jointly with partners or in a GbR?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-14' aria-labelledby='toggle-toggle-id-14' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"7d2331cd-16b1-4e69-9ab8-d79b77e0237e-item-content-17\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"7d2331cd-16b1-4e69-9ab8-d79b77e0237e\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-y3sj55120\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">This is possible in individual cases and depends on the specific project. Please contact us directly for further information.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div><div  class='flex_column av-yb3tk-ce222af7b52b82e9146548b3be9f155e av_one_full  avia-builder-el-8  el_after_av_one_full  el_before_av_one_full  first flex_column_div  column-top-margin'     ><p><section  class='av_textblock_section av-rax48-154210b64adde5ac64fa3f8891ad33e1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Investment conditions and entry<\/p>\n<\/div><\/section><br \/>\n<div  class='togglecontainer av-kdxds-470fc869fc700a09d7f1882fe2ace670  avia-builder-el-10  el_after_av_textblock  avia-builder-el-last  toggle_close_all' >\n<section class='av_toggle_section av-dcmk0-0abef4caacd99cd3f4262cad37f442c2'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-15' data-fake-id='#toggle-id-15' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-15' data-slide-speed=\"200\" data-title=\"What is the minimum investment?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What is the minimum investment?\" data-aria_expanded=\"Click to collapse: What is the minimum investment?\">What is the minimum investment?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-15' aria-labelledby='toggle-toggle-id-15' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"c6ea9dbb-2bc5-437a-9ec6-368466c9cc60-item-content-18\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"c6ea9dbb-2bc5-437a-9ec6-368466c9cc60\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-lf44q6322\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">The minimum investment varies depending on the offering. For public offerings, it is typically \u20ac500. For private placements or club deals, the minimum investment is usually \u20ac100,000, although there are exceptions that allow entry starting at \u20ac50,000.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfm3ga-bd83857cf2fc7dc90021f1ec27ba6613'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-16' data-fake-id='#toggle-id-16' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-16' data-slide-speed=\"200\" data-title=\"What interest rate can I expect?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What interest rate can I expect?\" data-aria_expanded=\"Click to collapse: What interest rate can I expect?\">What interest rate can I expect?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-16' aria-labelledby='toggle-toggle-id-16' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"dbd4f8b9-101e-4f50-9993-936cee30bf88-item-content-19\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"dbd4f8b9-101e-4f50-9993-936cee30bf88\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-512sn6418\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">The amount and timing of interest payments depend on the respective project and are detailed in the corresponding project overview.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfmkzy-cb5f7f47f1545cb7b7ed1b1dfc4a9a10'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-17' data-fake-id='#toggle-id-17' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-17' data-slide-speed=\"200\" data-title=\"Is there an obligation to make additional contributions?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Is there an obligation to make additional contributions?\" data-aria_expanded=\"Click to collapse: Is there an obligation to make additional contributions?\">Is there an obligation to make additional contributions?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-17' aria-labelledby='toggle-toggle-id-17' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"cc073b77-492a-4871-b37b-e12ae30dcc50-item-content-20\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"cc073b77-492a-4871-b37b-e12ae30dcc50\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-g6j8l6359\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">No, there is no obligation to make additional contributions.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfn0bv-ebafa3cf97ea9b7c0c6e6da2a76f8b5a'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-18' data-fake-id='#toggle-id-18' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-18' data-slide-speed=\"200\" data-title=\"How is the interest paid out?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How is the interest paid out?\" data-aria_expanded=\"Click to collapse: How is the interest paid out?\">How is the interest paid out?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-18' aria-labelledby='toggle-toggle-id-18' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"b65c9fac-6a65-45e3-8ff0-a05bc74a7712-item-content-21\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"b65c9fac-6a65-45e3-8ff0-a05bc74a7712\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-8ahm46170\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Interest is paid out according to the contractual agreements of the respective project. Payment is usually made at the end of the project term. A final bonus is often also paid out.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfncub-9af2bfec0f5ed26005fdf37d6afa0be1'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-19' data-fake-id='#toggle-id-19' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-19' data-slide-speed=\"200\" data-title=\"Have the projects also been reviewed by banks?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Have the projects also been reviewed by banks?\" data-aria_expanded=\"Click to collapse: Have the projects also been reviewed by banks?\">Have the projects also been reviewed by banks?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-19' aria-labelledby='toggle-toggle-id-19' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"b0edd885-3bd6-4504-a8e3-fcf3588772b8-item-content-22\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"b0edd885-3bd6-4504-a8e3-fcf3588772b8\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-h8gfn6151\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Yes, all projects undergo the banks&#8217; very extensive review procedures, as every project is monitored by banks. This provides additional security for our investors.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfnqoq-bd1e4bc26aa551924381fac74b5c3a70'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-20' data-fake-id='#toggle-id-20' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-20' data-slide-speed=\"200\" data-title=\"Are there also interest payments during the year?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Are there also interest payments during the year?\" data-aria_expanded=\"Click to collapse: Are there also interest payments during the year?\">Are there also interest payments during the year?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-20' aria-labelledby='toggle-toggle-id-20' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"d9b0db4f-62c8-4ac5-ad00-9cfe0d62b030-item-content-23\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"d9b0db4f-62c8-4ac5-ad00-9cfe0d62b030\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-xf2516399\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Depending on the project, interest payments can also be made during the year. This can be the case in particular for portfolio improvements that already generate rental income.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div><div  class='flex_column av-10l7s-cfdd4ed18db009a77be1eff68fb8b9f2 av_one_full  avia-builder-el-11  el_after_av_one_full  el_before_av_one_full  first flex_column_div  column-top-margin'     ><p><section  class='av_textblock_section av-motokqqh-a15045dcfdf88bbefe98c4686292112d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Investment process and settlement<\/p>\n<\/div><\/section><br \/>\n<div  class='togglecontainer av-motolsup-3ad8ad9ff404a46cf48bb722e0df9fed  avia-builder-el-13  el_after_av_textblock  avia-builder-el-last  toggle_close_all' >\n<section class='av_toggle_section av-motollwi-247b4a796c4ce59bcfcea7dd898cf931'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-21' data-fake-id='#toggle-id-21' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-21' data-slide-speed=\"200\" data-title=\"How exactly does the investment process work?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How exactly does the investment process work?\" data-aria_expanded=\"Click to collapse: How exactly does the investment process work?\">How exactly does the investment process work?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-21' aria-labelledby='toggle-toggle-id-21' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><ol>\n<li class=\"_0CfII\" dir=\"auto\" aria-level=\"1\">\n<p id=\"viewer-jjwg35240\" class=\"dUraF _0Jf6a YXSPe\" dir=\"\"><span class=\"R-1EE\">Select an investment product\/project<\/span><\/p>\n<\/li>\n<li class=\"_0CfII\" dir=\"auto\" aria-level=\"1\">\n<p id=\"viewer-vrdwu5243\" class=\"dUraF _0Jf6a YXSPe\" dir=\"\"><span class=\"R-1EE\">Determine the investment amount<\/span><\/p>\n<\/li>\n<li class=\"_0CfII\" dir=\"auto\" aria-level=\"1\">\n<p id=\"viewer-i9s2j5246\" class=\"dUraF _0Jf6a YXSPe\" dir=\"\"><span class=\"R-1EE\">Confirm your investment request<\/span><\/p>\n<\/li>\n<li class=\"_0CfII\" dir=\"auto\" aria-level=\"1\">\n<p id=\"viewer-62ikt5249\" class=\"dUraF _0Jf6a YXSPe\" dir=\"\"><span class=\"R-1EE\">Transfer the investment amount<\/span><\/p>\n<\/li>\n<li class=\"_0CfII\" dir=\"auto\" aria-level=\"1\">\n<p id=\"viewer-sk1k55252\" class=\"dUraF _0Jf6a YXSPe\" dir=\"\"><span class=\"R-1EE\">Receive confirmation<\/span><\/p>\n<\/li>\n<li class=\"_0CfII\" dir=\"auto\" aria-level=\"1\">\n<p id=\"viewer-7l4dl5255\" class=\"dUraF _0Jf6a YXSPe\" dir=\"\"><span class=\"R-1EE\">Benefit from short terms and attractive interest rates with same-day settlement<\/span><\/p>\n<\/li>\n<\/ol>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfq4tl-3afbb2ad028af368619472b495bfe00e'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-22' data-fake-id='#toggle-id-22' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-22' data-slide-speed=\"200\" data-title=\"What happens after I invest?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What happens after I invest?\" data-aria_expanded=\"Click to collapse: What happens after I invest?\">What happens after I invest?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-22' aria-labelledby='toggle-toggle-id-22' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"7002ee8a-a05e-485e-8271-a406ce89d1ce-item-content-25\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"7002ee8a-a05e-485e-8271-a406ce89d1ce\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-dh8yu5045\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">After your investment, you will receive confirmation and access to your personal investor dashboard with all relevant documents about your investment.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfqp3b-df4cdf076f400c554a5afaf7d6537ad7'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-23' data-fake-id='#toggle-id-23' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-23' data-slide-speed=\"200\" data-title=\"How can I view or manage my investment?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How can I view or manage my investment?\" data-aria_expanded=\"Click to collapse: How can I view or manage my investment?\">How can I view or manage my investment?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-23' aria-labelledby='toggle-toggle-id-23' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"ea882338-7880-49ac-a65b-bccae1e7ae14-item-content-26\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"ea882338-7880-49ac-a65b-bccae1e7ae14\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-92g006514\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">You create a personal customer account. With your personalised login, you have round-the-clock access to your investment account on the platform. There you can view your investments, the associated projects, maturities and all relevant documents.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfr33r-2d31f9bfea47122374a615607a7c87b1'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-24' data-fake-id='#toggle-id-24' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-24' data-slide-speed=\"200\" data-title=\"Can I sell or transfer my investment before the end of the term?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Can I sell or transfer my investment before the end of the term?\" data-aria_expanded=\"Click to collapse: Can I sell or transfer my investment before the end of the term?\">Can I sell or transfer my investment before the end of the term?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-24' aria-labelledby='toggle-toggle-id-24' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"3cb39a43-e92f-487a-806a-587be1d00b70-item-content-27\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"3cb39a43-e92f-487a-806a-587be1d00b70\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-hs6ki4810\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">The financial products offered can be transferred to third parties. Early redemption by the issuer is not provided for.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfrlqp-2a8e61791231d5153d057664cefa05b6'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-25' data-fake-id='#toggle-id-25' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-25' data-slide-speed=\"200\" data-title=\"How long does it take from registration to the first investment?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How long does it take from registration to the first investment?\" data-aria_expanded=\"Click to collapse: How long does it take from registration to the first investment?\">How long does it take from registration to the first investment?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-25' aria-labelledby='toggle-toggle-id-25' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"08b1d10f-b47d-4f43-853f-2cc1b2b24583-item-content-28\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"08b1d10f-b47d-4f43-853f-2cc1b2b24583\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-vcbb24644\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">The process usually takes less than 10 minutes. The identity check (KYC) and signing of the contract are carried out digitally and are completed very quickly.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfs6aw-d42bf0af7eaf96999eb11c1878931bc1'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-26' data-fake-id='#toggle-id-26' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-26' data-slide-speed=\"200\" data-title=\"What happens if a project is overdrawn?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What happens if a project is overdrawn?\" data-aria_expanded=\"Click to collapse: What happens if a project is overdrawn?\">What happens if a project is overdrawn?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-26' aria-labelledby='toggle-toggle-id-26' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"f6c1586b-b0c0-4890-91cf-eeec584022f6-item-content-29\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"f6c1586b-b0c0-4890-91cf-eeec584022f6\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-q1wsb6590\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">In the event of oversubscription, investors will be considered according to the time of their deposit. Alternatively, you can be placed on a waiting list or we can make you an alternative investment offer.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div><div  class='flex_column av-2ou74-ed05d5b412ed801588e1279ab8ac3d1d av_one_full  avia-builder-el-14  el_after_av_one_full  el_before_av_one_full  first flex_column_div  column-top-margin'     ><p><section  class='av_textblock_section av-motooss4-e38fc0f3379081dbdedcbb44b3962295 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Costs and fees<\/p>\n<\/div><\/section><br \/>\n<div  class='togglecontainer av-motopeux-47cf0fdb7ef198a307c4eca8ba7ac2de  avia-builder-el-16  el_after_av_textblock  avia-builder-el-last  toggle_close_all' >\n<section class='av_toggle_section av-motopbx1-fdd7ea33c075b2c6efc556e2e383c7af'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-27' data-fake-id='#toggle-id-27' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-27' data-slide-speed=\"200\" data-title=\"What fees do I have to pay as an investor?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What fees do I have to pay as an investor?\" data-aria_expanded=\"Click to collapse: What fees do I have to pay as an investor?\">What fees do I have to pay as an investor?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-27' aria-labelledby='toggle-toggle-id-27' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"c1714772-1f82-4514-87ba-17687e559565-item-content-30\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"c1714772-1f82-4514-87ba-17687e559565\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-7h2d96286\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">UNIVERS Capital does not charge any registration or account opening fees, nor does it incur any ongoing costs for investors.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movft97u-8a72eb0d14e28bbad18da719db953569'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-28' data-fake-id='#toggle-id-28' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-28' data-slide-speed=\"200\" data-title=\"Are there any additional costs or fees associated with a UNIVERS Capital bond?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Are there any additional costs or fees associated with a UNIVERS Capital bond?\" data-aria_expanded=\"Click to collapse: Are there any additional costs or fees associated with a UNIVERS Capital bond?\">Are there any additional costs or fees associated with a UNIVERS Capital bond?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-28' aria-labelledby='toggle-toggle-id-28' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"6abcacf0-1760-4efe-9877-eb15058a8c39-item-content-31\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"6abcacf0-1760-4efe-9877-eb15058a8c39\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-atf0a\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">No. There are absolutely no additional costs associated with our bonds. There are no setup or ongoing fees. There are no issuance fees, no brokerage fees, no administration fees, and no account maintenance fees. 100% of the invested capital earns interest.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfto0t-87547d5f761fca70862f5d99a917c0ea'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-29' data-fake-id='#toggle-id-29' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-29' data-slide-speed=\"200\" data-title=\"How does UNIVERS Capital make money?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How does UNIVERS Capital make money?\" data-aria_expanded=\"Click to collapse: How does UNIVERS Capital make money?\">How does UNIVERS Capital make money?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-29' aria-labelledby='toggle-toggle-id-29' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"c3a89a03-6a37-48ac-8c4f-ca4245201c19-item-content-32\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"c3a89a03-6a37-48ac-8c4f-ca4245201c19\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-atf0a\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">By participating in the performance.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfu5sb-e9e798aa381a4844de1f3cee6ec7d069'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-30' data-fake-id='#toggle-id-30' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-30' data-slide-speed=\"200\" data-title=\"Are there any hidden costs?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Are there any hidden costs?\" data-aria_expanded=\"Click to collapse: Are there any hidden costs?\">Are there any hidden costs?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-30' aria-labelledby='toggle-toggle-id-30' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"6daa7192-221a-4dea-ac2c-f7062515b935-item-content-33\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"6daa7192-221a-4dea-ac2c-f7062515b935\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-atf0a\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">No.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfujj0-188b6d1a4fcfea43a1b3954cc76d74a4'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-31' data-fake-id='#toggle-id-31' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-31' data-slide-speed=\"200\" data-title=\"Who will cover the project\u2019s additional costs?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Who will cover the project\u2019s additional costs?\" data-aria_expanded=\"Click to collapse: Who will cover the project\u2019s additional costs?\">Who will cover the project\u2019s additional costs?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-31' aria-labelledby='toggle-toggle-id-31' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"b955f3df-4400-4175-b601-73549d40fc75-item-content-34\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"b955f3df-4400-4175-b601-73549d40fc75\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-knmby6189\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">These are already included in the business case and are financed from the project budget.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfv669-de1a319ba5db7fe492d196fa1f0f6e1a'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-32' data-fake-id='#toggle-id-32' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-32' data-slide-speed=\"200\" data-title=\"How much is the agio?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How much is the agio?\" data-aria_expanded=\"Click to collapse: How much is the agio?\">How much is the agio?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-32' aria-labelledby='toggle-toggle-id-32' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"cf577275-ebef-4039-af3a-bcdcfbf3d9e8-item-content-35\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"cf577275-ebef-4039-af3a-bcdcfbf3d9e8\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-4m1fd6378\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">There is no premium for the UNIVERS offers on our platform, i.e. the agio is 0 euros. You purchase our products directly from the issuer, which allows us to act in a particularly cost-conscious manner for both our investors and the company.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div><div  class='flex_column av-k95bc-974fde783c107946ab17cc90dc01a87d av_one_full  avia-builder-el-17  el_after_av_one_full  el_before_av_one_full  first flex_column_div  column-top-margin'     ><p><section  class='av_textblock_section av-motopz2w-e5cb2f1e892b9df8de3d0aff2f4368fd '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Legal and tax aspects<\/p>\n<\/div><\/section><br \/>\n<div  class='togglecontainer av-motoql9a-906e74381d6f31979ace7b1d67512c31  avia-builder-el-19  el_after_av_textblock  avia-builder-el-last  toggle_close_all' >\n<section class='av_toggle_section av-motoqjlv-1f835b78b67b01fb419cfffafa01d1d2'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-33' data-fake-id='#toggle-id-33' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-33' data-slide-speed=\"200\" data-title=\"How is my investment legally structured?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How is my investment legally structured?\" data-aria_expanded=\"Click to collapse: How is my investment legally structured?\">How is my investment legally structured?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-33' aria-labelledby='toggle-toggle-id-33' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"72a78042-7979-4689-9713-154bb57a7372-item-content-36\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"72a78042-7979-4689-9713-154bb57a7372\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-md4l35056\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Investments are usually made through an investment company specifically established for the respective project.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfwx4p-5057db8c7fe565da2f30d75c44d64b25'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-34' data-fake-id='#toggle-id-34' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-34' data-slide-speed=\"200\" data-title=\"What tax aspects do I need to consider?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What tax aspects do I need to consider?\" data-aria_expanded=\"Click to collapse: What tax aspects do I need to consider?\">What tax aspects do I need to consider?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-34' aria-labelledby='toggle-toggle-id-34' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"e92b6f81-3967-42ba-bf48-5a9cdd21a6dc-item-content-37\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"e92b6f81-3967-42ba-bf48-5a9cdd21a6dc\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-qsguq6495\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">You receive interest on your invested capital. The tax treatment depends on your individual situation. We do not offer tax advice and therefore recommend that you consult a tax advisor.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfxdhk-7391d28055dba48498b5208d5bf4bd79'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-35' data-fake-id='#toggle-id-35' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-35' data-slide-speed=\"200\" data-title=\"How is my data protected?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How is my data protected?\" data-aria_expanded=\"Click to collapse: How is my data protected?\">How is my data protected?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-35' aria-labelledby='toggle-toggle-id-35' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"23144739-a4c4-4dc3-8921-3fd08c99f525-item-content-38\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"23144739-a4c4-4dc3-8921-3fd08c99f525\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-r5g7q4663\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">UNIVERS Capital attaches great importance to the protection of your data and relies on modern security standards and the latest technologies to protect your information.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfxwbv-96881b3151122bbcc1dfd39cef1eefb5'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-36' data-fake-id='#toggle-id-36' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-36' data-slide-speed=\"200\" data-title=\"What are the risks of investing?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What are the risks of investing?\" data-aria_expanded=\"Click to collapse: What are the risks of investing?\">What are the risks of investing?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-36' aria-labelledby='toggle-toggle-id-36' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"4caef2e6-f53d-4fb4-aa2c-5eb1ed28b901-item-content-39\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"4caef2e6-f53d-4fb4-aa2c-5eb1ed28b901\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-j0aij4855\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">A detailed description of the risks can be found in the respective project documents.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p id=\"atf0a\" class=\"l01qt HC7id\" data-pm-slice=\"1 1 &#091;&#093;\">Sie in den jeweiligen Projektunterlagen.<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div><div  class='flex_column av-eqqkg-0a50aa8be0ee26b7243571afc04395c6 av_one_full  avia-builder-el-20  el_after_av_one_full  el_before_av_one_full  first flex_column_div  column-top-margin'     ><p><section  class='av_textblock_section av-motor2gh-c7bc46071870e3a26ed8a278be6d09ca '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Beginners and advanced investors<\/p>\n<\/div><\/section><br \/>\n<div  class='togglecontainer av-motoslqz-2ade451de713a98936f523a2847d243f  avia-builder-el-22  el_after_av_textblock  avia-builder-el-last  toggle_close_all' >\n<section class='av_toggle_section av-motosk8g-9361d90b96a2d4502195c1330f9b1282'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-37' data-fake-id='#toggle-id-37' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-37' data-slide-speed=\"200\" data-title=\"Is UNIVERS Capital suitable for beginners?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Is UNIVERS Capital suitable for beginners?\" data-aria_expanded=\"Click to collapse: Is UNIVERS Capital suitable for beginners?\">Is UNIVERS Capital suitable for beginners?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-37' aria-labelledby='toggle-toggle-id-37' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"9e3a3a67-e897-4424-b7b2-032511985240-item-content-40\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"9e3a3a67-e897-4424-b7b2-032511985240\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-4mmr56111\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Yes, the platform offers understandable information and support for the investment process, even for beginners. Our team is always available to answer your questions.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfymfm-c8261fcc97654f421c15165509c05595'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-38' data-fake-id='#toggle-id-38' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-38' data-slide-speed=\"200\" data-title=\"Is there a way to diversify my portfolio?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Is there a way to diversify my portfolio?\" data-aria_expanded=\"Click to collapse: Is there a way to diversify my portfolio?\">Is there a way to diversify my portfolio?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-38' aria-labelledby='toggle-toggle-id-38' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"dd44b838-e975-4a76-871f-bb87737d1ff4-item-content-41\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"dd44b838-e975-4a76-871f-bb87737d1ff4\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-iapew6437\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Yes, you can diversify and optimise your portfolio by investing in different projects.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfz03n-5bd86a64bf649af4140a6df3ac6e4838'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-39' data-fake-id='#toggle-id-39' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-39' data-slide-speed=\"200\" data-title=\"What support does UNIVERS Capital offer during the investment process?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What support does UNIVERS Capital offer during the investment process?\" data-aria_expanded=\"Click to collapse: What support does UNIVERS Capital offer during the investment process?\">What support does UNIVERS Capital offer during the investment process?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-39' aria-labelledby='toggle-toggle-id-39' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"32779576-4be9-4b50-880b-05f2cca4fa0e-item-content-42\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"32779576-4be9-4b50-880b-05f2cca4fa0e\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-q7nuk4732\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">The platform provides comprehensive information on each project and is available for questions and support. Our team is also available to support you at any time.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div><div  class='flex_column av-b7g08-47501cfc591959dcb4b7273b37b46d1c av_one_full  avia-builder-el-23  el_after_av_one_full  el_before_av_one_full  first flex_column_div  column-top-margin'     ><p><section  class='av_textblock_section av-motot25a-2bcadd00309ec7add6e1e66beccaca63 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Institutional investors and family offices<\/p>\n<\/div><\/section><br \/>\n<div  class='togglecontainer av-mototj81-e634264a8ee7cd4d6b3712be0a8f512b  avia-builder-el-25  el_after_av_textblock  avia-builder-el-last  toggle_close_all' >\n<section class='av_toggle_section av-mototh5h-9df973c5ce566b8d072567b63bf3c991'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-40' data-fake-id='#toggle-id-40' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-40' data-slide-speed=\"200\" data-title=\"Can external projects be offered via the platform?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Can external projects be offered via the platform?\" data-aria_expanded=\"Click to collapse: Can external projects be offered via the platform?\">Can external projects be offered via the platform?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-40' aria-labelledby='toggle-toggle-id-40' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"f5b29828-2e54-4659-b5f9-97f06dce6271-item-content-43\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"f5b29828-2e54-4659-b5f9-97f06dce6271\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-y3qas6571\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">No, it is not possible to place external projects via UNIVERS Capital. We have specialised in offering only our own MIMCO Group projects via the platform in order to guarantee our investors maximum control and security when investing.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movfzid0-baff371f0bae55952e8a22c17ecdaa77'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-41' data-fake-id='#toggle-id-41' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-41' data-slide-speed=\"200\" data-title=\"How is the reporting done?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How is the reporting done?\" data-aria_expanded=\"Click to collapse: How is the reporting done?\">How is the reporting done?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-41' aria-labelledby='toggle-toggle-id-41' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"7d2f0c23-001d-4c4a-8743-b63e791fd968-item-content-44\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"7d2f0c23-001d-4c4a-8743-b63e791fd968\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-3opbl5141\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">UNIVERS Capital provides regular reports and updates on its projects to ensure transparency for investors. For up-to-date information, you can also contact us at any time or subscribe to our newsletter.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div><div  class='flex_column av-pjfmg-ef4c2ddce28d9a95e59f3226ab0e356b av_one_full  avia-builder-el-26  el_after_av_one_full  el_before_av_one_full  first flex_column_div  column-top-margin'     ><p><section  class='av_textblock_section av-motou87o-7f871e6011bd2cdae3a390ae60e2503b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Security<\/p>\n<\/div><\/section><br \/>\n<div  class='togglecontainer av-motoure7-4816937ef7b54da8c74494f1e588f4f0  avia-builder-el-28  el_after_av_textblock  avia-builder-el-last  toggle_close_all' >\n<section class='av_toggle_section av-motouq5f-844d47299339610756dc6db38d4c60a8'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-42' data-fake-id='#toggle-id-42' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-42' data-slide-speed=\"200\" data-title=\"How safe is my investment in the event of the platform\u2019s insolvency?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How safe is my investment in the event of the platform\u2019s insolvency?\" data-aria_expanded=\"Click to collapse: How safe is my investment in the event of the platform\u2019s insolvency?\">How safe is my investment in the event of the platform\u2019s insolvency?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-42' aria-labelledby='toggle-toggle-id-42' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"9b5e61b1-4ae4-4ae9-b194-cd3dc50b5c01-item-content-45\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"9b5e61b1-4ae4-4ae9-b194-cd3dc50b5c01\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-jqnr86092\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Investments are made through independent special purpose vehicles (SPVs). Should UNIVERS Capital become insolvent, your assets are protected by the SPV.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movg0ggq-018f7eb9766b727e86c060cdbbab04e3'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-43' data-fake-id='#toggle-id-43' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-43' data-slide-speed=\"200\" data-title=\"What happens if the project developer goes bankrupt?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What happens if the project developer goes bankrupt?\" data-aria_expanded=\"Click to collapse: What happens if the project developer goes bankrupt?\">What happens if the project developer goes bankrupt?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-43' aria-labelledby='toggle-toggle-id-43' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"019e9182-9528-48cd-9f34-3d7a36b00f59-item-content-46\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"019e9182-9528-48cd-9f34-3d7a36b00f59\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-86udh4622\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">In such cases, project-related security mechanisms, such as possibly bank guarantees, securities or escrow accounts, take effect. The exact regulations are regulated and described in detail in the respective project contract.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movg0w94-a6c79453dd5015b0f39ef4cce09243e5'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-44' data-fake-id='#toggle-id-44' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-44' data-slide-speed=\"200\" data-title=\"What security is there for my invested capital?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What security is there for my invested capital?\" data-aria_expanded=\"Click to collapse: What security is there for my invested capital?\">What security is there for my invested capital?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-44' aria-labelledby='toggle-toggle-id-44' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"5681acce-1edd-4486-a199-84451133ff4d-item-content-47\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"5681acce-1edd-4486-a199-84451133ff4d\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-zqivt4910\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Your investment is subject to German law and is made through a BaFin-regulated investment product. When investing in real estate bonds through UNIVERS Capital, additional project-specific security mechanisms apply, such as bank guarantees, completion bonds, land registry rights, or contractual assurances. These securities vary depending on the project and are detailed in the respective project documentation and contract documents.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movg1dfv-f691d3fdab2591c6b10c5f06094524b0'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-45' data-fake-id='#toggle-id-45' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-45' data-slide-speed=\"200\" data-title=\"Which regulatory authority regulates UNIVERS Capital?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Which regulatory authority regulates UNIVERS Capital?\" data-aria_expanded=\"Click to collapse: Which regulatory authority regulates UNIVERS Capital?\">Which regulatory authority regulates UNIVERS Capital?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-45' aria-labelledby='toggle-toggle-id-45' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"910a7889-eb7d-411f-9967-2522207aefda-item-content-48\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"910a7889-eb7d-411f-9967-2522207aefda\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-yw0o46054\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">UNIVERS Capital operates exclusively within the framework of German law and all statutory requirements. Our products, in particular, are subject to supervision by BaFin (Federal Financial Supervisory Authority), depending on the structure of the respective offering. Further details on the regulatory framework can be found in the Legal Notice and in the project overviews.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movg1rx6-9ff2603f9cacc0b5ee41baa7f4f48831'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-46' data-fake-id='#toggle-id-46' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-46' data-slide-speed=\"200\" data-title=\"How transparent is the project process for investors?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How transparent is the project process for investors?\" data-aria_expanded=\"Click to collapse: How transparent is the project process for investors?\">How transparent is the project process for investors?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-46' aria-labelledby='toggle-toggle-id-46' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"f52742e3-8b70-43a8-8015-59421e32886f-item-content-49\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"f52742e3-8b70-43a8-8015-59421e32886f\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-kgbb26552\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Investors can find out about their investment at any time in their personal investment dashboard.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movg2980-3f11b9344fa3d180a19423f85e2957e0'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-47' data-fake-id='#toggle-id-47' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-47' data-slide-speed=\"200\" data-title=\"How can I be sure that the project will really be realised?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How can I be sure that the project will really be realised?\" data-aria_expanded=\"Click to collapse: How can I be sure that the project will really be realised?\">How can I be sure that the project will really be realised?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-47' aria-labelledby='toggle-toggle-id-47' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"369206a9-ee59-403d-8fb6-22c83b994701-item-content-50\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"369206a9-ee59-403d-8fb6-22c83b994701\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-aam5h4791\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">All projects are carefully reviewed before being added to the platform. This includes location analyses, profitability calculations and credit checks of all project participants. If a project cannot be realised or is already oversubscribed, you can be placed on the waiting list or receive an alternative offer.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movg2o1k-d80783d482da184c3c5e7a2d261010d1'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-48' data-fake-id='#toggle-id-48' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-48' data-slide-speed=\"200\" data-title=\"What happens if I need my money before the end of the loan term?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What happens if I need my money before the end of the loan term?\" data-aria_expanded=\"Click to collapse: What happens if I need my money before the end of the loan term?\">What happens if I need my money before the end of the loan term?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-48' aria-labelledby='toggle-toggle-id-48' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"5599748a-aa2f-4600-9979-1e231af08ae3-item-content-51\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"5599748a-aa2f-4600-9979-1e231af08ae3\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-atf0a\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Early redemption of a bond by the investor is not possible. You could, however, transfer your bond to a third party. The advantage of our UNIVERS Capital bonds lies in their very short maturities of 12 to 36 months. This means your capital remains tied up for a manageable period, while you simultaneously benefit from attractive return opportunities.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movg33nc-731115879806af3efcc45a8d40bdf40b'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-49' data-fake-id='#toggle-id-49' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-49' data-slide-speed=\"200\" data-title=\"How does subordination work?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How does subordination work?\" data-aria_expanded=\"Click to collapse: How does subordination work?\">How does subordination work?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-49' aria-labelledby='toggle-toggle-id-49' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"e8c35927-8c88-470a-8419-4809ee4e4e9c-item-content-52\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"e8c35927-8c88-470a-8419-4809ee4e4e9c\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-atf0a\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Many bonds are subordinated, meaning that in the event of insolvency, other creditors are paid first. Our bonds differ in this respect. Our real estate bonds primarily serve to kick-start real estate projects. Maturities and repayments are structured so that investment capital and interest are returned to our investors even before the project is completed.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movg3ozo-8dbd40b0c30654c257104572123c1fa6'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-50' data-fake-id='#toggle-id-50' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-50' data-slide-speed=\"200\" data-title=\"What role do market and location risks play?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What role do market and location risks play?\" data-aria_expanded=\"Click to collapse: What role do market and location risks play?\">What role do market and location risks play?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-50' aria-labelledby='toggle-toggle-id-50' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"472b1394-7394-4659-8cf4-9f79b10c4ca6-item-content-53\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"472b1394-7394-4659-8cf4-9f79b10c4ca6\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-atf0a\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Real estate markets are fundamentally locally determined and develop differently. Thanks to our team&#8217;s over 40 years of experience in the real estate sector, our extensive network of experts, and our comprehensive due diligence, we ensure that every project and every investment rests on a solid foundation of analysis and decision-making.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movg44zt-9e784c2c2d4fbdedb6a6330ce6af7bd2'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-51' data-fake-id='#toggle-id-51' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-51' data-slide-speed=\"200\" data-title=\"What role do interest rate risk and inflation play?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What role do interest rate risk and inflation play?\" data-aria_expanded=\"Click to collapse: What role do interest rate risk and inflation play?\">What role do interest rate risk and inflation play?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-51' aria-labelledby='toggle-toggle-id-51' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"821a2c32-f5b4-4480-b622-d25ee22b52bb-item-content-54\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"821a2c32-f5b4-4480-b622-d25ee22b52bb\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-atf0a\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">The interest rates on our bonds range between 8 and 12 percent per year. This puts them significantly above inflation and ensures a positive real return.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movg4n1z-0905eaf82df9d313c1c944d6212326d0'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-52' data-fake-id='#toggle-id-52' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-52' data-slide-speed=\"200\" data-title=\"What is the risk of a partial or total loss?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What is the risk of a partial or total loss?\" data-aria_expanded=\"Click to collapse: What is the risk of a partial or total loss?\">What is the risk of a partial or total loss?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-52' aria-labelledby='toggle-toggle-id-52' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"19f4075a-83c4-43c2-900b-b4c56906087a-item-content-55\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"19f4075a-83c4-43c2-900b-b4c56906087a\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-bhjjl722\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">As with all forms of investment\u2014whether in the stock market, the equity market, or traditional bonds\u2014there is always a risk of partial or total loss. Our special bonds are no exception.However, we treat real estate as a stable asset and incorporate hedging mechanisms even before issuing bonds to mitigate risks. Unlike volatile investments, our real estate bonds allow you to invest in real assets in a consistent, predictable, and indirect manner.<\/span><\/p>\n<p id=\"viewer-eyh3q779\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Since we own our existing properties and land, their tangible value is preserved. In addition, we invest our own capital in our projects, which aligns our interests with those of our investors. Our many years of experience in real estate and project development have been recognized by Creditreform with an \u201cExcellent\u201d credit rating.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div><div  class='flex_column av-n1l20-1087df267eeaab3c070b8f2d752293bb av_one_full  avia-builder-el-29  el_after_av_one_full  el_before_av_one_full  first flex_column_div  column-top-margin'     ><p><section  class='av_textblock_section av-motov3b0-9b540e82a025976e3c4315c25f1fce10 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Documents and Legal<\/p>\n<\/div><\/section><br \/>\n<div  class='togglecontainer av-motovjil-666c102ba703f95c97606da0c1710f9d  avia-builder-el-31  el_after_av_textblock  avia-builder-el-last  toggle_close_all' >\n<section class='av_toggle_section av-motovh0s-c1f077b53f79e4162d16baa84c86e660'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-53' data-fake-id='#toggle-id-53' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-53' data-slide-speed=\"200\" data-title=\"What documents do I need to sign before investing?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What documents do I need to sign before investing?\" data-aria_expanded=\"Click to collapse: What documents do I need to sign before investing?\">What documents do I need to sign before investing?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-53' aria-labelledby='toggle-toggle-id-53' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"ba3c37ce-b676-45a0-b32b-ea7435bf1fda-item-content-56\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"ba3c37ce-b676-45a0-b32b-ea7435bf1fda\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-cfur76208\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Before investing, you must complete the subscription documents and the self-disclosure form.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movg7r7y-82b61e8b849f4ddc349f147b64f65ca2'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-54' data-fake-id='#toggle-id-54' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-54' data-slide-speed=\"200\" data-title=\"How does the drawing work digitally?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How does the drawing work digitally?\" data-aria_expanded=\"Click to collapse: How does the drawing work digitally?\">How does the drawing work digitally?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-54' aria-labelledby='toggle-toggle-id-54' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"3343a292-2a2d-4b09-9b98-2c9f98ac9919-item-content-57\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"3343a292-2a2d-4b09-9b98-2c9f98ac9919\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-01g4c4752\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">The drawing is conveniently made via the investment platform. Simply follow the instructions in the interactive signing process. You do not need any additional downloads or programmes for your electronic signature.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movg86it-4a52a23631bfda2a80d78fc76759d5b4'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-55' data-fake-id='#toggle-id-55' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-55' data-slide-speed=\"200\" data-title=\"How does the identity check (KYC) work?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How does the identity check (KYC) work?\" data-aria_expanded=\"Click to collapse: How does the identity check (KYC) work?\">How does the identity check (KYC) work?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-55' aria-labelledby='toggle-toggle-id-55' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"e1560064-b72f-401d-9860-9d9f75715ad9-item-content-58\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"e1560064-b72f-401d-9860-9d9f75715ad9\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-26brl6457\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Identity verification is carried out by uploading your ID document via the platform as required by law. You will be automatically connected to an employee who will carry out the identification.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movg8lrz-0795572a1d3c8f4c1343044480c3c97e'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-56' data-fake-id='#toggle-id-56' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-56' data-slide-speed=\"200\" data-title=\"What type of company is behind the investment?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What type of company is behind the investment?\" data-aria_expanded=\"Click to collapse: What type of company is behind the investment?\">What type of company is behind the investment?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-56' aria-labelledby='toggle-toggle-id-56' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"e5602114-a532-482d-b9ef-6efcff6ff7ed-item-content-59\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"e5602114-a532-482d-b9ef-6efcff6ff7ed\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-ridzg6476\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">The investment is often a project-related company in which you participate.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div><div  class='flex_column av-d1fs0-8c9d14897317b27758584a26f1f26182 av_one_full  avia-builder-el-32  el_after_av_one_full  el_before_av_one_full  first flex_column_div  column-top-margin'     ><p><section  class='av_textblock_section av-motow9ch-a999ff4506b98c591cc680d4a6c1aa97 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>After the investment<\/p>\n<\/div><\/section><br \/>\n<div  class='togglecontainer av-motowmqk-5d4571ea945eb49ab9acb1d161a3b69e  avia-builder-el-34  el_after_av_textblock  avia-builder-el-last  toggle_close_all' >\n<section class='av_toggle_section av-motowleb-8f10132cd1754817986b040edf97ca68'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-57' data-fake-id='#toggle-id-57' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-57' data-slide-speed=\"200\" data-title=\"How and when will I get my capital back?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How and when will I get my capital back?\" data-aria_expanded=\"Click to collapse: How and when will I get my capital back?\">How and when will I get my capital back?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-57' aria-labelledby='toggle-toggle-id-57' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"be14f1ad-b47c-4563-8904-cc973f87c516-item-content-60\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"be14f1ad-b47c-4563-8904-cc973f87c516\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-mejwb6266\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Repayment depends on the term and project structure, as outlined in the respective project description. It typically occurs at the end of the specified investment period or upon completion of the project. Please refer to the product description for details. You will receive your invested capital, interest, and, depending on the product, a final bonus. Payment will be made to your specified reference account.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movg9ktf-38a6badcf948e9603e1a90d9f7fb6746'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-58' data-fake-id='#toggle-id-58' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-58' data-slide-speed=\"200\" data-title=\"Are there reinvestment opportunities?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Are there reinvestment opportunities?\" data-aria_expanded=\"Click to collapse: Are there reinvestment opportunities?\">Are there reinvestment opportunities?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-58' aria-labelledby='toggle-toggle-id-58' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"6ec8abb2-8b31-42cd-8cc1-17aa7be20881-item-content-61\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"6ec8abb2-8b31-42cd-8cc1-17aa7be20881\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-ig2xw4986\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">No, not in the traditional sense. You can view and invest in new projects and investment opportunities at any time via your dashboard.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movg9zp6-620b4b773e0e13fa4f089361cd4c6a5c'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-59' data-fake-id='#toggle-id-59' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-59' data-slide-speed=\"200\" data-title=\"What is the tax procedure after payment?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: What is the tax procedure after payment?\" data-aria_expanded=\"Click to collapse: What is the tax procedure after payment?\">What is the tax procedure after payment?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-59' aria-labelledby='toggle-toggle-id-59' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"4d250881-9ed2-42e0-803f-ae8eaf427ac1-item-content-62\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"4d250881-9ed2-42e0-803f-ae8eaf427ac1\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-ha42l4874\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">You will receive a contract statement with a detailed breakdown of the capital and interest. We recommend that you pass these documents on to your tax advisor, as we do not offer tax advice.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div><div  class='flex_column av-brw48-635af4f8533318ef26d9abeb1a47d27a av_one_full  avia-builder-el-35  el_after_av_one_full  avia-builder-el-last  first flex_column_div  column-top-margin'     ><p><section  class='av_textblock_section av-motox8gy-73133656951898d1442e58451459d1a4 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Sustainability and ethics<\/p>\n<\/div><\/section><br \/>\n<div  class='togglecontainer av-motoxqle-ca2524fde87a99f84bd83ab1436b49d1  avia-builder-el-37  el_after_av_textblock  avia-builder-el-last  toggle_close_all' >\n<section class='av_toggle_section av-motoxpim-309bdd7558cf2a12086adc58680b45e5'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-60' data-fake-id='#toggle-id-60' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-60' data-slide-speed=\"200\" data-title=\"Are ESG criteria taken into account when selecting projects?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Are ESG criteria taken into account when selecting projects?\" data-aria_expanded=\"Click to collapse: Are ESG criteria taken into account when selecting projects?\">Are ESG criteria taken into account when selecting projects?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-60' aria-labelledby='toggle-toggle-id-60' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"92e229f5-15d9-455c-89ea-18184d80e62f-item-content-63\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"92e229f5-15d9-455c-89ea-18184d80e62f\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-sxsqz6073\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Yes, sustainability is a key selection criterion for all projects.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movgalym-132b67221fafe9dd7de59fe3c119686b'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-61' data-fake-id='#toggle-id-61' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-61' data-slide-speed=\"200\" data-title=\"Which sustainability standards do the projects meet?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Which sustainability standards do the projects meet?\" data-aria_expanded=\"Click to collapse: Which sustainability standards do the projects meet?\">Which sustainability standards do the projects meet?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-61' aria-labelledby='toggle-toggle-id-61' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"79a63731-2042-4c3e-8751-da77ed25bc8b-item-content-64\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"79a63731-2042-4c3e-8751-da77ed25bc8b\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-kf97o5102\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Depending on the project, DGNB, LEED or KfW certifications are met.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-movgazdr-5e2b8458c4c4a3c41195c394a390bf0e'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-62' data-fake-id='#toggle-id-62' class='toggler  av-title-above '  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-62' data-slide-speed=\"200\" data-title=\"Can I invest specifically in sustainable projects?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Can I invest specifically in sustainable projects?\" data-aria_expanded=\"Click to collapse: Can I invest specifically in sustainable projects?\">Can I invest specifically in sustainable projects?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-62' aria-labelledby='toggle-toggle-id-62' role='region' class='toggle_wrap  av-title-above'   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color '  itemprop=\"text\" ><div class=\"sdFo7rg\">\n<div class=\"ss_xluw\">\n<div class=\"s__5H_FIV\" data-hook=\"accordion-item-header-content\">\n<div class=\"s__8U_XjB\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"rah-static rah-static--height-auto\">\n<div>\n<div id=\"603d36db-c9ef-41cc-be69-5c16b09825be-item-content-65\" role=\"region\" data-hook=\"accordion-item-content\" aria-labelledby=\"603d36db-c9ef-41cc-be69-5c16b09825be\" aria-hidden=\"false\">\n<div class=\"s__0ipcHD\">\n<div class=\"sBuQfDg oytk1I5---layout-8-collapse\">\n<div class=\"Q8nMl\" dir=\"ltr\" data-id=\"content-viewer\">\n<div class=\"kUDsC\">\n<div class=\"BjAB3\">\n<p id=\"viewer-atf0a\" class=\"dUraF _0Jf6a YXSPe\" dir=\"auto\"><span class=\"R-1EE\">Yes, sustainable projects are marked accordingly on the platform.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_section-ad64892fecc9d0366a3a0dc9139890d3\">\n.avia-section.av-av_section-ad64892fecc9d0366a3a0dc9139890d3{\nbackground-color:#000000;\nbackground:linear-gradient( to right, #000000, #4d6dd9 );\n}\n<\/style>\n<div id='av_section_3'  class='avia-section av-av_section-ad64892fecc9d0366a3a0dc9139890d3 main_color avia-section-default avia-no-border-styling  avia-builder-el-38  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-453'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-av_one_fifth-6b7393f1de62fb85349f67821422f7ee sc-av_one_fifth av-equal-height-column-flextable'><div  class='flex_column av-av_one_fifth-6b7393f1de62fb85349f67821422f7ee av_one_fifth  avia-builder-el-39  el_before_av_one_fifth  avia-builder-el-first  first no_margin flex_column_table_cell av-equal-height-column av-align-top  '     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_fifth-0f5e827bc9652defc58873a0be0dacb9\">\n.flex_column.av-av_one_fifth-0f5e827bc9652defc58873a0be0dacb9{\npadding:20px 20px 20px 20px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-av_one_fifth-0f5e827bc9652defc58873a0be0dacb9 av_one_fifth  avia-builder-el-40  el_after_av_one_fifth  el_before_av_one_fifth  no_margin flex_column_table_cell av-equal-height-column av-align-top  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mpcu1lnq-b54034c6322bcdc195b1143a693fdb56\">\n#top .av_textblock_section.av-mpcu1lnq-b54034c6322bcdc195b1143a693fdb56 .avia_textblock{\ncolor:#000000;\n}\n<\/style>\n<section  class='av_textblock_section av-mpcu1lnq-b54034c6322bcdc195b1143a693fdb56 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p style=\"text-align: center;\"><strong>Phone<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"tel:\/\/+4930810566118\">+49 (0) 30 \/ 810 56 61-18<\/a><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_fifth-0f5e827bc9652defc58873a0be0dacb9\">\n.flex_column.av-av_one_fifth-0f5e827bc9652defc58873a0be0dacb9{\npadding:20px 20px 20px 20px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-av_one_fifth-0f5e827bc9652defc58873a0be0dacb9 av_one_fifth  avia-builder-el-42  el_after_av_one_fifth  el_before_av_one_fifth  no_margin flex_column_table_cell av-equal-height-column av-align-top  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-57ddf87356712f20d948b6a0e73b693f\">\n#top .av_textblock_section.av-av_textblock-57ddf87356712f20d948b6a0e73b693f .avia_textblock{\ncolor:#000000;\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-57ddf87356712f20d948b6a0e73b693f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p style=\"text-align: center;\"><strong>E-Mail-Adresse<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"mailto:\/\/info@universcapital.de\">info@universcapital.de<\/a><\/p>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_one_fifth-b10e7960a480c4c6bc361f5d710399aa\">\n.flex_column.av-av_one_fifth-b10e7960a480c4c6bc361f5d710399aa{\npadding:20px 0 20px 0;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-av_one_fifth-b10e7960a480c4c6bc361f5d710399aa av_one_fifth  avia-builder-el-44  el_after_av_one_fifth  el_before_av_one_fifth  no_margin flex_column_table_cell av-equal-height-column av-align-top  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_textblock-57ddf87356712f20d948b6a0e73b693f\">\n#top .av_textblock_section.av-av_textblock-57ddf87356712f20d948b6a0e73b693f .avia_textblock{\ncolor:#000000;\n}\n<\/style>\n<section  class='av_textblock_section av-av_textblock-57ddf87356712f20d948b6a0e73b693f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p style=\"text-align: center;\"><strong>Social Media<\/strong><\/p>\n<\/div><\/section><br \/>\n<\/p><\/div><div  class='flex_column av-av_one_fifth-9b49d5634730d38875bed3dbc0981a05 av_one_fifth  avia-builder-el-47  el_after_av_one_fifth  avia-builder-el-last  no_margin flex_column_table_cell av-equal-height-column av-align-top  '     ><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-453","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FAQ - UNIVERS Capital<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.universcapital.de\/en\/faq\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FAQ - UNIVERS Capital\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.universcapital.de\/en\/faq\/\" \/>\n<meta property=\"og:site_name\" content=\"UNIVERS Capital\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-19T16:13:51+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"15 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.universcapital.de\\\/en\\\/faq\\\/\",\"url\":\"https:\\\/\\\/www.universcapital.de\\\/en\\\/faq\\\/\",\"name\":\"FAQ - 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