FAQ

Here you’ll find answers to the most frequently asked questions about our digital real estate investments and the UNIVERS Capital investment platform.

Please note that questions regarding real estate investments, bonds, investment strategies, and portfolio optimization may have different answers depending on your personal goals, experience, and risk tolerance. If you cannot find a suitable answer here or would like personalized advice, please feel free to contact us at any time—we’ll be happy to guide you through the entire investment process.

General Information About the Platform and How It Works

Who is UNIVERS Capital?

Who is behind UNIVERS Capital?

What are the benefits for investors in UNIVERS Capital?

What types of financial products are offered?

How is UNIVERS Capital different from other platforms?

What makes real estate bonds on the UNIVERS Capital investment platform special?

What role does UNIVERS Capital play in the investment process?

How are the projects for the bonds selected and reviewed?

Who are UNIVERS Capital bonds suitable for?

How long will I be invested in the bonds?

What are private placements and club deals, and how do they differ from other real estate bonds?

Can a corporation, foundation, GmbH, AG, GbR, or holding company also purchase bonds?

Can foreign investors also subscribe to real estate bonds on the UNIVERS Capital investment platform?

Investment Terms and Getting Started

What is the minimum investment for real estate bonds?

What interest rate do the bonds offer?

Is there a margin call requirement for this real estate investment?

How is interest paid on the bond?

Are the bond projects also reviewed by banks?

Are there also interest payments on the bonds during the year?

Investment Process and Execution

How exactly does the investment process for buying a bond work?

What happens after I purchase the bond?

How can I view or manage my investment?

Can I sell or transfer my real estate bond before maturity?

How long does it take from registration to making your first investment in a real estate bond?

What happens when a bond offering is oversubscribed?

Costs and Fees

What fees will I incur when purchasing a bond?

Does UNIVERS Capital make money on real estate bonds?

Are there any hidden costs associated with the bonds?

Who bears the bond’s ancillary costs?

What is the front-end load for the bonds?

Legal and Tax Considerations

How is the real estate bond structured from a legal perspective?

What tax considerations do I need to keep in mind when investing in a bond?

How is my data protected?

What are the risks associated with a real estate bond?

Beginners and Advanced Learners

Is the UNIVERS investment platform suitable for beginners?

Is there a way to diversify my portfolio with real estate bonds?

What support does UNIVERS Capital provide during the investment process?

Institutional Investors and Family Offices

Can external projects be offered through the UNIVERS Capital platform?

How are real estate bonds reported on?

Security

How secure is my investment if the UNIVERS Capital platform goes bankrupt?

What happens if the construction company goes bankrupt?

What safeguards are in place for my invested capital?

Which regulatory authority oversees UNIVERS Capital?

How transparent are the bond and the project’s progress for investors?

What assurance do I have that my bond project will actually be carried out?

Documents and Legal Information

What documents do I need to sign before investing in a real estate bond?

How does the bond subscription process work on the platform?

How does the identity verification process (KYC) work?

What type of company is behind the investment?

After the investment

How and when will I get my principal back from the real estate bond?

Are there opportunities to reinvest in the bonds?

How does the tax process work after my bond is redeemed?

Sustainability and Ethics

Are ESG criteria taken into account in project selection?

What sustainability standards do the projects meet?

Can I use these bonds to invest specifically in sustainable projects?

Is it possible to invest sustainably and still earn high interest rates?

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